Personal Loans
- Residential construction loans
- Residential real estate first mortgage
- Residential real estate second mortgage
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Equity Line of Credit
- Competitive rates starting at Prime
- 10 year term
- Lines available up to 80% LTV
- Limited or No Closing fees
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HELOC SPECIAL- 10 Year term, Prime -1% Annual Percentage Rate (APR) on 1st mtg HELOC.
* Variable APR will be equal to The Wall Street Journal Prime Rate (7.50% on 2/20/2025) which is subject to change due to any increase or decrease in the Prime Rate, however the APR will not exceed 10% APR and will never be less than 4% APR.
Union State Bank agrees to pay up to $2,200.00 of the closing cost involved with the Home Equity Special Line of Credit. Closing cost that are associated with a Home Equity Line of credit include title, attorney fees, appraisal, assessments, taxes, flood determinations, recording fees and any other fee that may be associated with a mortgage transaction. Fees over $2,200.00 are the responsibility of the customer. There is a minimum initial draw of $15,000.00 required.
Loan is subject to credit approval and must be secured by an owner-occupied dwelling. Mobile home secured properties are not eligible; This promotion and rates are subject to change prior to Dec 31, 2025. Other products and terms are available.
For more personalized results, please call Toll Free 855-668-6872 to talk to one of our Mortgage Lenders.
Wall Street Journal Prime Annual Percentage Rate*
