Checking Accounts
Kasasa
Free checking that pays! Learn more about all of that benefits that come with Free Kasasa Cash® Checking, Free Kasasa Cash Back® Checking, and Free Kasasa Saver® by clicking here.
Silver Select Checking
- An account with great benefits!
- Age minimum is 62
- Free Wallet Regal checks
- No fee on Cashier’s Checks
- No minimum balance
- Only $4 per month
- Minimum opening deposit is only $50
- Three non-UnionState Bank ATM transaction fees waived per month
Freedom Checking
- No minimum balance
- No monthly service charge
- No per check charge
- Unlimited check writing
- Free eStatement2 or monthly paper statement with fee of only $5
- Minimum opening deposit is only $50
- Three non-UnionState Bank ATM transaction fees waived per month
Checking with Interest
- A checking account that pays you!
- Higher interest rate with balances over $1,000
- Competitive interest if balance falls below $1,000
- No per check charge
- Unlimited check writing
- Only $8 per month if balance falls below $1,000
- Minimum opening deposit is only $50
- Three non-UnionState Bank ATM transaction fees waived per month
Money Market Account
- Open with as little as $1,000
- Service charge will be imposed if the average daily balance for the cycle falls below $1,000
- Interest compounded monthly
High Performance Money Market Account
- Open with as little as $1,000
- Service charge will be imposed if the average daily balance for the cycle falls below $1,000
- The account pays 0.90% up to $24,999 and the account pays 40% of fed funds for balances over $25,000
PLUS!
Every new personal checking account includes:
- FREE Online Banking and Bill Pay
- FREE eStatements available
- Unlimited FREE ATM transactions at UnionState Bank ATMs
Fees may reduce earnings
1 Insurance products are not FDIC insured, not a deposit, not an obligation of or guaranteed by UnionState Bank, its affiliates, or any government agency.
2 You will have until the end of the current statement cycle to sign up for eStatements to avoid an additional monthly paper statement fee.
3 Debit Card and ATM transactions resulting in overdraft are subject to Regulation E.
FAQs:
Which checking account is right for me?
We offer several checking options to fit different needs. Freedom Checking is a great everyday account with no minimum balance and no monthly service charge. Checking with Interest helps you earn interest on your balance, while Silver Select Checking offers additional benefits for customers age 62 and older.
Can I earn interest on my checking account?
Yes. Our Checking with Interest account pays competitive interest and offers a higher interest rate on balances over $1,000. We also offer Kasasa® accounts with rewards and earning opportunities.
Are there fees for using ATMs?
What’s the difference between a Money Market Account and a checking account?
A checking account is designed for everyday spending and transactions, while a Money Market Account is designed to help you save and earn interest on larger balances.
